Rideshare services are convenient, more affordable than taxis, and often quite safe. However, any time you get into a vehicle—whether yours or a rideshare—there’s a possibility that you could get into an accident. Who is liable for damages?
Depending on who is driving, and who is determined to be at fault, you can sue the responsible parties. Here’s a brief overview of how it works.
I Was Injured as a Rideshare Passenger
If you were injured in an accident as a rideshare passenger, you may sue the driver who is at fault. For example, if your rideshare driver caused the accident, they should be covered by their own personal driver’s insurance as well as a company policy. Depending on the facts of the case, you may need to file claims against both insurance policies. Your driver’s personal policy may not be enough to pay for all of the damages you sustain, but companies like Uber have up to $1 million insurance policies for situations just like these.
On the other hand, if the other driver was at fault, you’ll need to sue them and their insurance policy. If both the rideshare driver and the other driver share fault, your attorney will advise you as to whether you should file claims against either or both drivers.
I Was Hit by a Rideshare Driver
You may also have a cause of action if a rideshare driver hits you, whether you’re driving, walking or riding a bike. However, who you sue depends on whether the driver is “working” at the time of the accident.
If the driver isn’t logged into the ridesharing app, they’re considered “off duty,” and you’ll file a claim against their personal insurance policy. If they’re logged in but haven’t accepted a ride, Uber and Lyft’s liability policies cover $50,000 per person or $100,000 per accident, plus $25,000 in property damage.
When the driver has accepted a ride, the liability coverage increases to $1 million, up through pickup and drop off. Finally, if you’re injured before the driver drops off their passenger, the policy also offers a limited amount of coverage for damage to the driver’s car plus uninsured motorist coverage.
However you’re injured, and whomever is responsible, it’s crucial that you work with an Ohio accident attorney. They’ll ensure that you get the maximum amount of compensation possible.
Contact Me for Assistance with Your Rideshare Lawsuit
Determining liability for a rideshare accident can be complicated, but I can help you get compensation for your injuries. Do not hesitate to get in touch with me to learn more about your options for filing a rideshare accident claim. When it comes to negligent drivers, I’ll Make Them Pay!® Call my office at 877.944.4373 today to get started.