Borrowed Vehicle Accidents
Nobody expects to be involved in a serious car accident, yet collisions can happen unexpectedly and without any warning at all. While being involved in a traffic collision can be scary under any circumstances, it can be particularly frustrating to realize that you have been involved in a collision with another driver who is in a borrowed car.
You are probably concerned about who will be responsible for your injuries, and who will pay for your losses. As an experienced Cleveland car accident attorney, I want to assure you that you can seek compensation for a borrowed vehicle accident lawsuit, even if the driver does not have his or her own insurance.
What is a Borrowed Vehicle Accident?
A borrowed vehicle accident refers to a collision in which one of the drivers involved in the crash was in a borrowed automobile. Anytime the driver does not own the car but instead has borrowed it, a collision that occurs while that driver has borrowed the car likely will be a borrowed vehicle accident.
For example, if a teenager borrows a friend’s car and causes a crash, we might describe the collision as a borrowed vehicle accident. Similarly, if a family member such as a sibling borrows a car while visiting relatives and is involved in a crash, we could also describe that wreck as a borrowed vehicle accident.
Who Pays for a Borrowed Vehicle Crash?
Why are borrowed vehicle accidents confusing? Often, a person who is injured by an at-fault driver who borrowed the car might not have his or her own insurance. As such, the injured person might be worried about getting compensation.
However, as the AAA Foundation for Traffic Safety (AAA) explains, car insurance usually follows the vehicle. Accordingly, you should be able to file a third-party claim through the owner of the borrowed vehicle.
If an insurance claim is insufficient, the owner of the vehicle usually is not the party you will sue. Instead, you will likely file a lawsuit against the at-fault driver.
Statute of Limitations for Filing a Borrowed Vehicle Lawsuit
If you need to file a lawsuit against the at-fault driver, you need to keep in mind that Ohio has a two-year statute of limitations on most car accident cases.
For most borrowed accident lawsuits, the clock on the statute of limitations will start to tick on the date of the accident. From that date, you will have two years to get your lawsuit filed. You do not need to complete your lawsuit within this time window, but you do need to officially file your claim. I can help you every step of the way.
Call My Office Today for More Information
Car crashes can happen in any vehicle, and sometimes the driver in a collision is in a borrowed vehicle. It is important to know that borrowing a car does not mean that there is no option for filing an auto insurance claim.
Whether you were involved in a collision caused by another driver’s negligence when you were in a borrowed vehicle, or you were injured by an at-fault driver in a borrowed vehicle, I can help you seek the financial compensation you deserve. Call me today at 877.944.4373 to learn more about the services I provide to injury victims as an experienced Cleveland car accident lawyer. I’ll Make Them Pay!®
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Jake Ferri
23:46 01 Aug 22
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22:44 19 Jul 22
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20:12 21 Jan 22
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14:33 06 Dec 21
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I met Tim 6 years ago when he was working with my mother. Since then we were able to stay in touch and build a... relationship. I reached out to Tim recently about an opportunity and he was able to connect the dots and help me with this. During this process he gave me his direct number to contact him if need be. If you are in need of any sort of help, I would recommend Tim every time.read more
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13:29 20 Jan 21
My relationship with Tim goes back over 30 years and is one of great trust and mutual respect. Tim represented me at a... critical point in my life and I will always be indebted to him for the difference he made. He is always just a phone call away.read more
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18:55 21 Dec 20
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16:49 10 Oct 20
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Mike M
04:44 09 Oct 20
As a young man, I worked at a local garden center. I came from a family that had too many problems to list. I felt I... was never destined to be anything good. I had always wanted to be a police officer since I was a little boy. But, one side of my family told me that I would never be good enough to do it. Anytime I brought it up, they knocked me down until I started to believe that I could never accomplish my dream. One day, about 20 years ago, while working at that garden center, a very tall man came in and asked me to help him select plants. As we walked around the garden center, he struck up a conversation with me. He was very friendly and kind. I was a skinny teenager in dirty blue jeans and a t shirt. This man was dressed very nicely and I was surprised at how nice he was to me. During our conversation, he asked me what I wanted to do with my life after school. I told him that I wanted to be a police officer but many people told me that I’d never make it. I told him how my very own father said I wasn’t smart enough, brave enough, and I was wasting my time. I remember looking at the ground while I explained this to him. The man stopped and got serious. His voice dropped an octave and he looked me dead in the eyes. He pointed his finger at me and told me that I could make anything of my life that I wanted. He told me that it was up to ME to make my life goals come true. He told me to ignore anybody who tells me otherwise. He assured me that if I studied hard in school and never gave up on my dreams that they would become a reality. He told me to say it. I said “I can do it”. In that moment, I thought that if a complete stranger saw something in me, than maybe it could be true.After I helped him through the checkout and he left, many different employees at the garden center asked me if I knew who that man was. I did not. They told me, “That’s Tim Misny!” Once I figured out “who” Tim Misny was, my confidence grew. It was a pivotal moment. One in which steered the rest of my life. His words stuck with me. I worked hard and obtained my Associate’s Degree in Criminal Justice. I was hired by a local Law Enforcement Agency at the age of 21. I was sent to the Ohio State Highway Patrol Academy, which was an extremely tough place to be, to say the least. At the Academy, they try to break those who don’t have a determined spirit. On days I wanted to quit, I remembered Tim’s words. Maybe it was fate, maybe it was random chance.... I’ll never know But, Tim Misny helped me have the confidence and determination that was necessary to be where I’m at today. I’ve been a law enforcement officer for over 16 years. I’ve told this story to many of my coworkers.Tim, you’ll never understand how your words that spring day helped shape my future. Your words enabled me to provide a great life for myself and my family. I’m forever grateful.Mikeread more
Eric Evans
21:02 04 Oct 20
Tim has represented me twice, once 30 years ago and again just recently. I was too young to fully appreciate his... expertise when he represented me the first time (as i was a minor who was the victim of an accident - he won for us, incidentally), but I'm old enough and wise enough now to really appreciate how truly great he is. First off, how many attorney's actually give you their cell phone number and actually answer? I would contend very, very few. Secondly, he has a street fighter mentality combined with a sharp legal intellect which makes you immediately think "I'm so glad this guy is on my side." I was really in a bind recently and Tim came through in spades - he is THE person I would call if I were in trouble or needed help - at a minimum he would know who I should talk to and direct me there (he knows his own limits, which is the key to a wise person) - at a maximum he would take on my fight himself and I'd have full confidence in his ability to deliver the best possible outcome for me - he fights for you like you're family - can't say it better than that.read more
Benjamin Firstenberg
19:32 28 Sep 20
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01:13 30 Jun 20
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