Whether you’re a construction worker or an accountant, work-related accidents can happen to anyone, anytime, anywhere—which is why it is always good to know if your employer has workers’ compensation insurance coverage for its workers.
It is also important to know that coverage is not limited by location of the injury. Here is what that means: if you are on the clock and injured in the office, outside the office, at a job site, or on the road, your employer’s insurance should have you covered!
When a worker is injured on the job, there may be more than one party that was negligent in securing the safety of that worker.
If you were injured on the job but there was a third party involved, you may have grounds to pursue a Third-Party Injury Claim.
In addition to a workers’ compensation claim, an injured worker may be able to pursue a personal injury claim upon investigation of a potential third party.
Some examples of these types of claims include:
- Auto accidents: if you are injured by an at-fault party, a personal injury claim against their insurance company may be filed.
- Defective machinery accidents: a piece of machinery or equipment serviced by another company that some way fails and causes an injury—this may be grounds for a product liability claim.
- Scaffolding accidents: oftentimes another party is responsible for setting up a scaffold
- Construction accidents: an injury caused by someone who is not your employer such as a crane operator, dump truck driver, fallen debris not properly cleaned up, etc.
These types of claims can be complex and handling third party injury claim can be difficult without an attorney to guide you. If you or a loved one were hurt at work, you must call me at 877.944.4373 to see what your rights are. As your Ohio workers’ compensation lawyer, I’ll be there for you, and I’ll Make Them Pay!®