Passenger Rights in Motor Vehicle Accidents
If you’re a passenger in a vehicle that ends up in an accident, what are your rights? What can you do ensure your medical bills are covered? What happens if you need to miss days of work due to your injuries? Thankfully, you have several options to ensure you are properly compensated , but you will likely need the help of an injury attorney to successfully negotiate with the insurance companies. Here’s what you should know!
The Insurance Company of the At-Fault Driver Steps In
Generally, when two cars collide, someone is likely to be found at fault for the accident. The at-fault driver’s insurance company is responsible for the other driver’s vehicle repairs and medical bills, if an injury occurred. If an injured victim needs to file a lawsuit in order to receive financial restitution, then that insurance company is the first one contacted. Since just anyone involved cannot sue the insurance company directly, the suit is actually filed against the at-fault driver.
What does this mean for you? Well, if you’re a passenger in a vehicle that is involved in a accident and you are injured, you’ll need to file a lawsuit, with the help of an attorney of course, against the at-fault driver and their insurance company. Otherwise, you may not be properly reimbursed for your injuries.
Your Health Insurance or Car Insurance May Cover Your Bills
Depending on your specific healthcare or car insurance policies, you may be able to have them cover your medical expenses initially. When you arrive at the hospital after an accident, you’ll need to provide your health insurance information to the registrar. The registrar will review the details with you to ensure they have the correct information. Your own insurance will likely cover your expenses initially and then they will reach out to the at-fault driver’s insurance company for reimbursement. You may not be made aware of this process, but in many instances, it does occur this way.
Another possibility is that your auto insurance policy, even though you weren’t driving or even in your own vehicle, covers your medical expenses. The type of policy you have will determine whether or not this is possible. It’s more likely to take effect if the accident occurred while in your own vehicle, even if you weren’t driving or responsible for the accident.
Additionally, you may find that you’re able to get reimbursed from multiple policies. Your health insurance covers the initial costs, then you receive money from your car insurance or the at-fault driver’s. You have insurance coverage for this very reason, so make sure that you go down every possible avenue in order to recoup your expenses.
Hire an Attorney
It can be tricky to receive reimbursement for your medical expenses if you’re the passenger in an auto accident. Since there are many potential options, it’s best to hire an attorney who can help you navigate those waters.
Have you been injured in a motor vehicle accident? Call me today, and I’ll Make Them Pay!®
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Derek Matson
08:08 23 Jun 23
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23:46 01 Aug 22
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22:44 19 Jul 22
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20:12 21 Jan 22
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14:33 06 Dec 21
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02:43 27 Nov 21
Advice on Law question? Also Advise to do more research for Different types of Situations that’s Criminal and Civil... Pursuits!City, State and Above State Level Situation .Pro Se !read more
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12:56 04 Nov 21
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20:53 18 May 21
I met Tim 6 years ago when he was working with my mother. Since then we were able to stay in touch and build a... relationship. I reached out to Tim recently about an opportunity and he was able to connect the dots and help me with this. During this process he gave me his direct number to contact him if need be. If you are in need of any sort of help, I would recommend Tim every time.read more
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19:26 30 Mar 21
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13:29 20 Jan 21
My relationship with Tim goes back over 30 years and is one of great trust and mutual respect. Tim represented me at a... critical point in my life and I will always be indebted to him for the difference he made. He is always just a phone call away.read more
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18:55 21 Dec 20
If I could reach into the sky just to pull more than 5 stars down for a rating I would! I have used other lawyers in... the past and it was such a pain to reach them when I needed them. Tim is in all honesty there for you. He gave me his personal phone number, and at anytime or any day he answered. If I had to leave a message I could count to 10 and he would already be calling me back. He also was willing to talk on the weekends! He didn’t just forward me to an impersonal automated system or a person with no experience. I will NEVER use another person for legal advice. He’s gracious enough to give me guidance whenever I have a question. No matter how complex. This may sound like an advertisement but I assure you this man was more in touch when I had an issue than my own family. A reasonable and caring family man who will MAKE THEM PAY!Thank you Timread more
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16:49 10 Oct 20
Tim has created a highly visible and effective law practice, and despite his decades of experience, he has never once... forgotten why he got into this business in the first place: to help people. He puts his whole heart into his work, and he works hard for everyone he represents. He has a gift for tuning out the noise and tuning into the core of what his clients need, and making it clear he has heard them. As a result, we feel empowered. He is smart, resourceful, creative, positive, and solution-oriented. His abundant energy makes people feel better, stronger, and valued. He loves and promotes his community; he gives back generously, and he always leaves everything better than he found it. Tim is a true man of action, and a man of his word. Could not recommend him more highly.read more
Mike M
04:44 09 Oct 20
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Eric Evans
21:02 04 Oct 20
Tim has represented me twice, once 30 years ago and again just recently. I was too young to fully appreciate his... expertise when he represented me the first time (as i was a minor who was the victim of an accident - he won for us, incidentally), but I'm old enough and wise enough now to really appreciate how truly great he is. First off, how many attorney's actually give you their cell phone number and actually answer? I would contend very, very few. Secondly, he has a street fighter mentality combined with a sharp legal intellect which makes you immediately think "I'm so glad this guy is on my side." I was really in a bind recently and Tim came through in spades - he is THE person I would call if I were in trouble or needed help - at a minimum he would know who I should talk to and direct me there (he knows his own limits, which is the key to a wise person) - at a maximum he would take on my fight himself and I'd have full confidence in his ability to deliver the best possible outcome for me - he fights for you like you're family - can't say it better than that.read more
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19:32 28 Sep 20
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01:13 30 Jun 20
I don't know much about Tim the lawyer, but I do know about Tim the man. Tim the man befriended me as a youth and gave... me the motivation to excel in school. Tim the man wrote the letter that got me into college and got me a helpful scholarship. Tim the man gave me an internship while in college. Tim the man has been a friend to me for over ten years. He makes himself available day or night whether I need advice or just want to talk about the day. There a lot of stigmas about attorneys (and they are earned) but Tim Misny bucks the stereotype. And if Tim the lawyer is half a good as Tim the man, he will live up to his word, and make them pay.read more
Mike Mercer
00:16 17 Jan 20
WOW! It is the only way to describe the tremendous experience I was afforded, when I contacted and then retained Tim... Misny, to handle a case for me. I had been injured in an automobile accident and needed help and direction, Tim and his staff provided both.The personal attention and clarity of the matter and specifics, gave me a state of comfort and satisfaction that I could have found nowhere else! I will be forever grateful to have Tim Misny as my attorney and my friend!I am a businessman in the Greater Cleveland area and have directed various members of my staffs as well as personal friends to Tim for solutions to their personal injury case needs. All my referrals have been more than pleased with the service and personal treatment they have received from Tim and his staff.I strongly recommend Tim Misny and his associates should you ever need the finest legal services available in Ohio! Trust is his number one priority, trust in knowing that you will be his client second, his friend first!read more
