In today’s society, insurance companies play a very important role in our every day lives. Whether you buy a home, drive a car, or are ill and need to see a doctor, insurance companies dictate every decision made.
Sometimes insurance companies act as a security blanket; making you feel more at ease, but that is not always the case. After a car accident, insurance companies will do everything they can NOT to pay on your claim, and that includes lying!
Here are 4 things Ohio insurance companies will never tell you following a car accident:
1. Insurance may be able to compensate you for more than just medical bills, lost wages, and the cost of repairing your car.
Depending on policy limits, insurance companies sometimes have to ability to compensate you for other damages, such as pain and suffering, household expenses, and the changes to your lifestyle. However, insurance companies won’t disclose that information because they don’t want to pay out more money than they have to.
2. You need to hire a lawyer.
Insurance companies do not want you to hire a lawyer because they want to take advantage of you. This is precisely why Ohio insurance companies contact you almost immediately after your accident.
Insurance companies will do everything possible to coerce you to say things against your interest, and sign a settlement agreement, which will ultimately hurt your rights.
3. Insurance companies won’t tell you they actually want to settle your claim.
Insurance adjusters are trained to act as if they don’t care if your claim settles or goes to trial. The truth is they want to settle your case because going to trial will cost them far more money than they want to pay. A negotiation tactic is to purposely act as if they don’t care if a case settles or not… Don’t let them fool or intimidate you.
4. Insurance adjusters have been trained to negotiate.
Insurance adjusters will “play dumb” because they don’t want people to know they are dealing with a trained professional negotiator. While they aren’t lawyers, they have been taught to negotiate claims. They use tactics to keep your settlement amount as low as possible. You should have someone with just as much experience as they have acting on your behalf to negotiate your claim.
Don’t do this alone! If you or a loved one was injured in a bad accident, you have to call me right away at 1 (800) 556-4769.
Author: Tim Misny | For more than 33 years, personal injury lawyer Tim Misny has represented the injured victim in birth injury, medical malpractice, and catastrophic injury/wrongful death cases, serving “Cleveland, Akron/Canton, Columbus & Cincinnati, Ohio.” You can reach Tim by email at firstname.lastname@example.org or call at 1 (800) 556-4769.