Top Ohio Workers’ Comp Myths & Why You Need a Good Lawyer
Workers’ compensation law is complicated, to say the least. As an injured individual, the last thing on your mind is likely to be related to policing your employer and making sure your claim is handled fairly. Unfortunately, for long term impact, this must be a top priority. Having an experienced workers’ comp attorney can make all of the difference for your claim!
Myths in Ohio Workers’ Compensation cases are common. Understanding your rights and having an expert help is critical!
Myth #1: My place of employment is small and I do not get workers’ compensation insurance.
This is false! Ohio employers are required to provide compensation coverage for ALL employees as stated in ORC 4123.01.
Myth #2: I only worked a short time before I was injured and I am not covered.
Not true in Ohio. Every single employee must be covered, regardless of the duration of employment.
Myth #3: Few injury costs are eligible for compensation.
The facts: All injury costs related to lost wages and related to medical expenses can be compensated.
Myth #4: I feel pain at work so I am entitled to a compensation claim.
This is not true. You must prove your claim meets the requirements and is related to a specific injury or illness that occurred as a result of employment.
Myth #5: Most comp claims are fraudulent and an attempt to “stick it to the man”!
This is false. In 2014, the University of Michigan reported that only about 2% of all comp claims reported are fraudulent in nature.
Myth #6 My employer will file everything for my claim and handle all of the paperwork from here.
The truth is, your employer is only required to file the initial claim and notification.
Myth #7 My employer and their comp insurance will be fair.
Unfortunately, compensation insurance works like any other insurance coverage. You cannot expect anyone to advocate for you!
If you or a loved one has suffered an injury at work, you must call my office now. The Ohio BWC can be very complicated and confusing. As your Ohio workers’ comp attorney, I’ll be there for you, and I’ll Make Them Pay!®
Author: Tim Misny | For over four decades, personal injury lawyer Tim Misny has represented the injured victim in in birth injury, medical malpractice, and catastrophic injury/wrongful death cases, serving Cleveland, Akron/Canton, Columbus, Dayton and neighboring communities. You can reach Tim by email at misnylaw.com/ask-tim-a-question/ or call at 877.944.4373.