When you’re injured in a car accident, medical bills can add up quickly. Hospital stays are notoriously expensive, and your treatment could go on indefinitely, depending on the severity of your injuries.
Most clients are concerned about how they’ll be able to pay for their medical bills and vehicle damage. While vehicle insurance may cover some of the bills, once you agree to a settlement amount, you won’t get another payment from them.
The best way to ensure your bills are paid after a car accident is to call the Law Offices of Tim Misny. Here’s what you need to know about getting your bills paid after an accident.
Health insurance
If you have health insurance, you can use it while you’re recovering from your accident. As you incur medical bills, your insurer will pay for them. Once a settlement is reached, your insurer can then be reimbursed from the settlement proceeds. This is usually the preferred way to handle bills: insurers typically pay less for medical expenses.
Auto insurance medical coverage
If you have auto insurance, that can be used to pay your medical bills until you reach a settlement. Medical payments coverage, also known as “med pay,” will take care of the bills while you wait to settle with the defendant’s or your own insurance company.
No insurance
Without health and auto insurance, paying medical bills after an accident can be especially daunting. When you go for treatment, make sure that the medical personnel know that you don’t have insurance. Many hospitals and other healthcare providers will hold off on billing you until you have a settlement. This may require you to sign a binding agreement with the healthcare facility.
Next steps
After your medical condition stabilizes, call the Law Offices of Tim Misny. Working with an experienced personal injury attorney ensures that your bills will be paid by the negligent party—not out of your own pocket.
Insurance companies are not on your side, even when you’re the one paying the premiums. They commonly give lowball settlement offers, hoping clients won’t realize their case is worth much more. Working with a personal injury attorney ensures that you’ll get your past medical bills paid, as well as potential compensation for future medical expenses, lost income, pain and suffering and other applicable damages. The more severe your injuries, the more you need dependable legal help.
Talk to an Ohio car accident lawyer
The Law Offices of Tim Misny can help you with your personal injury case. When you’re the victim of negligence or recklessness, I’ll Make Them Pay!® Call my office at (800) 556-4769 so that I can evaluate your case right away.
