You’ve been injured in an accident that wasn’t your fault. You filed your insurance claim immediately, provided all the documentation they requested, and now you’re waiting. Weeks turn into months. Every time you call, they need “just one more thing” or they’re “still reviewing your case.” Meanwhile, your medical bills are piling up and you can’t work.
This isn’t an accident. Insurance companies deliberately use delay tactics because they know most people will eventually accept less money or give up entirely. Every day they delay is another day they keep your money earning interest while you struggle financially.
Common Delay Tactics
Insurance companies profit by collecting premiums and avoiding claims. Delay tactics reduce what they ultimately pay, discourage you from pursuing full compensation, and generate investment income on money they should have already paid out.
Consider just a few of the insidious ways your insurance company will try to stall to avoid paying you what you’re owed:
- Requesting Unnecessary Documentation: They ask for records they don’t need, then claim your documents are incomplete, forcing you to resubmit everything repeatedly.
- “Lost” Files: Your claim file mysteriously disappears from their system, forcing you to start the review process over again.
- Endless Medical Examinations: Multiple “independent” medical exams scheduled weeks apart, each giving them another excuse to delay while they “review” findings.
- Lowball Settlement Offers: Ridiculously low offers hoping you’ll accept out of desperation. When rejected, they “reassess” your claim, causing more delays.
- Passing Claims Around: Your claim gets transferred between adjusters, each claiming they need time to “get up to speed” while no one takes responsibility.
- Questioning Treatment: They claim your injuries aren’t accident-related or treatment was unnecessary, requiring lengthy disputes that drag on for months.
The longer they delay, the more desperate you become. They’re counting on you to accept a lowball settlement just to get some money. This strategy works – and they know it.
Stop Playing Their Games!
Insurance companies profit from delay tactics because most people don’t know how to fight back. They count on your desperation and willingness to accept unfair treatment. But you don’t have to play their games!
The Law Offices of Tim Misny can help you fight insurance company delay tactics and get the compensation you deserve. When they try to wear you down with delays and denials, I’ll Make Them Pay!® Call my office at (877) 944-4373 so that I can evaluate your case right away.
