The wake of devastation following Hurricane Harvey serves as a tragic reminder that insurance can literally make or break your future when a catastrophic event occurs. For many in Houston and the surrounding metropolitan areas, the damage from Hurricane Harvey will not be covered under their insurance policies. This equates to an uncertain future and looming expenses.

Assessing your insurance coverage before a catastrophic event occurs is critical. From natural disasters to accidents and everything in between – Your insurance coverage is a proverbial lifeboat. Rebuilding after a life changing event is emotionally and financially taxing and an insurance payout can make a world of difference!

Insurance Coverage

Insurance is a necessary part of life in today’s world.  Beyond the basic car, homeowners or renter’s insurance, additional policies can truly make a large impact.  Umbrella coverage and special insurance policies serve to provide an added safety net when disaster strikes.  Despite hurricanes and flooding of this severity being rare in Texas, flood insurance is available to many individuals.  It is estimated that only one in 6 homes devastated by the recent floods had any additional coverage.

Rebuilding after a catastrophic event can be disheartening, to say the least.  Displacing thousands, Harvey serves as an important reminder that protecting your livelihood is a top priority. For many, the unfortunate reality is that Harvey has wiped out their homes, businesses and any worldly possessions. While safety and health is the ultimate priority, insurance serves to protect your personal belongings, providing a more certain future for family and loved ones.

Please Give Back to Houston

We are incredibly blessed to live in an area that rarely sees a mass disaster of this magnitude. I encourage you to donate because every single contribution helps!


Author: Tim Misny | For over four decades, personal injury lawyer Tim Misny has represented the injured victim in in birth injurymedical malpractice, and catastrophic injury/wrongful death cases, serving ClevelandAkron/CantonColumbusDayton and neighboring communities. You can reach Tim by email at or call at 877.944.4373.

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Hurricane Harvey and the Importance of Umbrella Insurance Coverage
As a personal injury attorney I speak to clients about tragedy every day. So often, families are not only burdened with the loss of life but also the loss of their livelihood and homes. It is incredibly important to be prepared should a catastrophic event occur. I can't tell you how important it is to purchase umbrella insurance coverage. Umbrella policies are typically inexpensive and the added coverage will truly be life-saving!