Hurt at Work – Now What? Top 3 Workers’ Comp Questions

Share Button

Navigating through a Workers’ Comp claim can be incredibly grueling.  I recommend contacting our offices to begin the claims process correctly from the start.

Here are the Top 3 Questions our Clients ask Regarding a Workers’ Comp Injury Claim.

1. What are the Statutes of Limitations for a Workers’ Comp Claim?

The date a work injury, work related illness or death occurred is incredibly important. This date is used to determine the statute of limitations for your case.  Properly documenting your case is critical to a successful Workers’ Comp claim.

Based on the date of occurrence, the statute of limitations for an injury claim or for occupational related disease/illness is as follows;

  • Two years after the date of disability (When you first became aware of, and/or treated for and/or quit work due to the illness)
  • Six months from a physician’s diagnosis
  • Two years after a death

2. What Constitutes a Claim of Workers’ Comp?

Top insurance reports indicate that the 5 most common types of work related injuries comprise over 70% of worker’s comp claims.

  1. Material handling
  2. Slips, trips and falls
  3. Object contact
  4. Tool accidents
  5. Overexertion / long term traumas from repeated use

Common worker’s compensation related injuries:

  • Strains and sprains
  • Cuts or wounds
  • Contusions
  • Inflammation
  • Breaks 

Unfortunately, this list is largely void of some of the more serious injuries – Although may be less common, the impact can be arguably more severe.

  • Amputations
  • Brain injuries
  • Eye or hearing
  • Shocks and electrocution
  • Crush injuries
  • Multilevel or high level falls

3. Payment Eligibility?

Once your claim has been approved or allowed by the Ohio Bureau of Workers’ Compensation, there are 5 common payment eligibility terms you may qualify for.

  1. Temporary injury compensation for time missed if you were completely unable to work for a certain amount of time.
  2. Payment to compensate for a reduced income if you are now restricted due to an injury.
  3. Percentage of partial disability payment (PPD) which is for long term impairment that was caused by an injury or work related illness.
  4. Permanent total disability (PTD) payment if you have been declared permanently and completely disabled.
  5. Lump sum settlements that are awarded as a settlement to a worker’s injury claim.

Determining where you fall in the payment eligibility pools and ensuring you have followed all proper protocol, is essential to any successful Workers’ Comp claim and subsequent award.

View more common questions at the Ohio BWC site, and call our offices today.

If you or a loved one has suffered an injury at work, or suffers from a work related illness, you must call my office now. The Ohio BWC can be very complicated and confusing. As your Ohio workers’ comp attorney, I’ll be there for you, and I’ll Make Them Pay!®

Author: Tim Misny | For over four decades, personal injury lawyer Tim Misny has represented the injured victim in in birth injurymedical malpractice, and catastrophic injury/wrongful death cases, serving ClevelandAkron/CantonColumbusDayton and neighboring communities. You can reach Tim by email at misnylaw.com/ask-tim-a-question/ or call at 877.944.4373.

The Steps After a Workers’ Compensation Claim Appeal

Share Button

What Can I Expect After I File My Workers’ Compensation Claim Appeal?

Navigating the process of a workers’ compensation claim appeal can be an arduous task! Once your workers’ compensation claim appeal is filed, there are three appeal levels with the Ohio Industrial Commission.

Acquiring legal representation is highly recommended at this point in the process. Moving forward on a workers’ compensation claim can be a daunting, exhausting process without expert legal help in your corner. As your workers’ compensation attorney, I have the resources and experience necessary to advance your case and get the justice you deserve.

Here are 3 levels of workers’ compensation appeals and what to expect during the process:

Level 1— District Hearing

  • This will be heard by an attorney, so attorney representation is highly recommended.
  • Any information that supports the injured worker’s dispute will be presented here.
  • The OIC reviews this information and makes a decision to deny or approve the appeal.
  • If the appeal is denied, it will move into level 2.

Level 2—Staff Hearing

  • Injured workers and employers have a right by Ohio law to appeal the DHO’s decision.
  • Disputes are presented to the Staff Hearing Officer, or SHO.
  • It is then reviewed and if the appeal is denied, written appeals must be filed within 14 days of this decision.

Level 3—Commission Hearing

  • A Commission level hearing is granted on a discretionary basis, and not as a right through the appeals process.
  • Reaching the level of a Commission hearing with legal representation is strongly recommended
  • Commissioners can refuse the appeal or accept it

If you have just filed a workers’ compensation claim, or you are beginning the process of appeals, call my offices immediately.  The Ohio Workers’ Compensation Commission and the claim and appeals process is not an easy system to navigate. As your Ohio workers’ comp attorney, I’ll be there for you, and I’ll Make Them Pay!®

Author: Tim Misny | For over four decades, personal injury lawyer Tim Misny has represented the injured victim in in birth injurymedical malpractice, and catastrophic injury/wrongful death cases, serving ClevelandAkron/CantonColumbusDayton and neighboring communities. You can reach Tim by email at misnylaw.com/ask-tim-a-question/ or call at 877.944.4373.

 

Ohio Workplace Accidents—What to Do If Your Claim is Denied

Share Button

Many workers injured on the job do not initially think they will need an attorney’s help in filing a workers’ compensation claim. And, all too often, employers may even discourage workers from hiring legal representation because they simply want you to go into this alone.

It may not be until after your claim was denied by the Ohio Bureau of Workers’ Compensation that you realize an attorney is necessary. What happens next? Does this mean a denied claim is simply a denied claim and nothing more can be done?

If you find yourself asking these questions, it may be time to call an experienced work injury lawyer.

You received a letter in the mail that your worker’s compensation claim has been denied by the bureau but you are not ready to call it quits. What happens next in this process?

An injured worker may file an appeal if the claim has been denied.

An employee has 14 days from the denial to file an appeal in writing or online. You or your attorney can file the appeal with the Ohio Industrial Commission online here.

Make sure to include all of the necessary information on your filed appeal.

This includes: Contact/mailing information, employer, workers’ compensation policy number, incident details, medical diagnosis, any medical documentation supporting your diagnosis, and any information regarding your disability.

Once the appeal is filed, there are three appeal levels with the OIC.

These 3 levels include the District Hearing, the Staff Hearing, and the Commission Hearing. Each of these levels requires a hearing with the Ohio Industrial Commission. It is highly recommended that the injured worker finds legal representation for this portion.

I cannot stress enough how important it is that anyone filing a workers’ compensation claim or appeal seeks an experienced attorney to represent them.

An attorney will be the best source to defend your rights as a worker and gain you fair compensation for your workplace injury or illness.

All too often I see employers taking advantage of their employees and leaving them high and dry. When this happens, it will not only affect the injured worker but will affect the families depending on them as well.

Do yourself and your family a favor by calling me today if you’ve suffered a work-related injury. As your Ohio workplace accident attorney, I’ll be there for you, and I’ll Make Them Pay!®

Author: Tim Misny | For over four decades, personal injury lawyer Tim Misny has represented the injured victim in in birth injurymedical malpractice, and catastrophic injury/wrongful death cases, serving “ClevelandAkron/CantonColumbusDayton and neighboring communities.” You can reach Tim by email at misnylaw.com/ask-tim-a-question/ or call at 855.800.0384.

Ohio is the 5th Highest State for Work-Related Fatalities

Share Button

The 2015 statistics for workplace deaths has been released, and Ohio made the unfortunate top 5 list. While workplace incidents have been on a slow decline, fatalities have risen both statewide and nationwide in the last few years.

According to the 2015 U.S. Bureau of Labor Statistics report, there were 202 workplace fatalities in Ohio last year.

Nationwide there were 4,836 work injury fatalities in 2015. And,

The number 18 may not seem like a big number, but it is devastating when we comprehend this as 18 Ohioan lives lost. Out of the 168 hours in a week, we spend an average of 40 of those hours at work.

Workers should feel safe during their time spent at work, but even with safety precautions taken there are certain work industries with higher risks for injury.

Here are the report’s highest fatality-risk occupations in 2015 nationwide:

  • Transportation-related fatalities: 2,054 deaths (tractor trailer drivers accounted for 745 of these deaths)
  • Construction industry: 937 deaths
  • Slip & falls: 800 deaths

If you have experienced a workplace injury or have lost a loved one to a work accident, there are several steps you should take.

The most important is to make sure your employer is aware of the incident so it is documented, and you receive medical treatment immediately. If you feel your workplace safety is threatened, you may want to consider reporting any safety hazards to OSHA.

Contact me immediately if you or a loved one was hurt in a workplace accident. You and your family owe it to yourselves to find an attorney who will fight for your justice.

As your Ohio workplace accident attorney, I’ll be there for you, and I’ll Make Them Pay!®

Author: Tim Misny | For over four decades, personal injury lawyer Tim Misny has represented the injured victim in in birth injurymedical malpractice, and catastrophic injury/wrongful death cases, serving “ClevelandAkron/CantonColumbusDayton and neighboring communities.” You can reach Tim by email at misnylaw.com/ask-tim-a-question/ or call at 877.944.4373

Ohio Workers’ Compensation—Firefighters Diagnosed With Cancer Due to Job are Now Covered

Share Button

Several weeks ago the Ohio firefighter cancer bill was passed, but not until recently was the bill signed into law by Ohio Governor John Kasich.

On January 4, 2017 Ohio became the 35th state to sign in legislation protecting firefighters diagnosed with cancer due to their risky occupations.

Firefighters and their families have been fighting for this kind of protection for almost 20 years; Ohio workers’ compensation will now offer medical coverage for specific types of cancer related to the toxins and chemicals they face on duty.

What will this mean for our brave Ohio firemen and women?

Under the new law, renamed the Palumbo Act, firefighters will receive Workers’ Compensation benefits, additional money for medical costs relating to a cancer diagnosis,  and survivor benefits for dependents.

There are, however, several exemptions from this new law. Firefighters filing worker’s compensation are exempt from this if they are: 75+ years old, smoke cigarettes, and have served less than three years.

Below are the confirmed cancer diagnoses for firefighters covered under Ohio Workers’ Compensation:

  • Brain cancer
  • Leukemia
  • Prostate cancer
  • Lung cancer

If you or a family member have been diagnosed with any of these cancers and work in this field, you may want to consult with an experienced workers compensation lawyer. Call me today for your free consultation, and I will fight for the justice you and your family deserve.

As your Ohio workplace accident attorney, I’ll be there for you, and I’ll Make Them Pay!®

Author: Tim Misny | For over four decades, personal injury lawyer Tim Misny has represented the injured victim in in birth injurymedical malpractice, and catastrophic injury/wrongful death cases, serving “ClevelandAkron/CantonColumbusDayton and neighboring communities.” You can reach Tim by email at misnylaw.com/ask-tim-a-question/ or call at 877.944.4373

Ohio Workers’ Compensation: Signing the Firefighter Cancer Bill into Law

Share Button

Working in high-risk occupations brings even more chance of work injuries and illnesses. In some fields, it is almost unavoidable. Police and firefighters constantly put themselves in harm’s way to keep others safe. Sadly, in some states workers’ compensation programs may not fully cover these men and women.

Several groups, including the Youngstown Professional Fire Fighters I.A.F.F. Local 312, are pushing for the state of Ohio to pass Senate Bill 27.

Senate Bill 27 would allow all Ohio firefighters to be covered under workers’ compensation insurance “if or when” they become disabled by cancer due to their job conditions in hazardous atmosphere.

According to a study by the National Institute for Occupational Safety and Health, 68% of firefighters get cancer contrary to 22% of the general public.

The numbers relating to specific cancer found in firemen are as follows:

  • Multiple Myeloma Cancer: 53% greater risk to firemen
  • Testicular Cancer: 102% greater risk to firemen
  • Brain Cancer: 39% greater risk to firemen
  • Skin Cancer: 32% greater risk to firemen
  • Non-Hodgkin’s Lymphoma: 51% greater risk to firemen

Overall, the men and women in this career have a much higher risk contracting cancer but the state of Ohio does not currently provide workers’ compensation benefits to those affected by these illnesses.

36 other states already have workers’ compensation cancer laws in place. Ohio is 1 of 16 states that had failed to recognize the link between this occupation and cancer risks.

The firemen and families affected by their illnesses have been fighting to pass the bill for months now. As of last week, both the Ohio House and Senate have passed Bill 27 but it will not become effective until Governor John Kasich signs it within the next two weeks.

If you suffer a workplace injury or illness and want to know your rights to collect workers’ compensation, call me today for a free consultation.

As your Ohio workplace accident attorney, I’ll be there for you, and I’ll Make Them Pay!®

Author: Tim Misny | For over four decades, personal injury lawyer Tim Misny has represented the injured victim in in birth injurymedical malpractice, and catastrophic injury/wrongful death cases, serving “ClevelandAkron/CantonColumbusDayton and neighboring communities.” You can reach Tim by email at misnylaw.com/ask-tim-a-question/ or call at 877.944.4373

6 Types of Workers’ Compensation Benefits You May Be Entitled To

Share Button

When you are hurt on the job and file a Worker’s Compensation claim, it can quickly become stressful and disorienting to deal with both the Bureau of Workers’ Compensation and your employer.

Before diving in head first, you should consider hiring an experienced attorney to handle your claim. There are many legalities and key components that you should become familiar with, whether you hire an attorney or not.

One component being the most significant reason in filing a work injury claim—the various benefits your employer’s worker’s compensation insurance may offer.

Ohio Workers’ Compensation benefits are meant to assist the injured worker, but there are several different rewards.

Here are 6 benefits that may be available following a workplace injury:

  1. Wage Loss– Paid to the injured worker for reduced wages.
  2. Medical Care– may include medications, hospital treatment, doctor visits, rehabilitation, etc.
  3. Permanent Partial Disability [or Schedule Loss]- Injured worker is compensated for permanent damages including loss of vision/hearing, loss of use, amputation, and immobility of joints from a trauma.
  4. Permanent Total Disability– Also known as PTD; this benefit compensates workers with a permanent total disability that prevents them from working. This includes the loss of earning capacity and could last for the individual’s lifetime.
  5. Temporary Total Compensation– Also known as TT; the worker is compensated when totally disabled from work for a short amount of time.
  6. Death Benefits– If a worker dies from a workplace accident or disease, the deceased’s dependents may receive benefits.

Each claim will have different results and offer different benefits based on the circumstances of a worker’s injuries.

The benefits as mentioned above are only a few offered through workers’ compensation, but there are many more that your attorney can discuss with you.

If you’ve been hurt on the job, you will need an experienced attorney who is familiar with the Ohio Bureau of Workers’ Compensation. Call me today for a free consultation- it is in your and your family’s best interest to see what benefits you are eligible for!

As your Ohio workplace accident attorney, I’ll be there for you, and I’ll Make Them Pay!®

Author: Tim Misny | For over four decades, personal injury lawyer Tim Misny has represented the injured victim in in birth injurymedical malpractice, and catastrophic injury/wrongful death cases, serving “ClevelandAkron/CantonColumbusDayton and neighboring communities.” You can reach Tim by email at misnylaw.com/ask-tim-a-question/ or call at 1 (877) 944-4373.

The Dangers of Failed Safety Procedures in the Workplace

Share Button

Working in the construction industry is one of the most dangerous careers in the U.S. As I mentioned in a previous blog, work safety measures must be the top priority for occupations such as construction due to the high risk of injury.

Excavation, according to recent statistics, is an especially dangerous field in the construction industry. According to new statistics by the Occupational Safety & Health Administration, excavation safety is in serious need of reform.

OSHA data confirms there have been 23 excavation and trenching fatalities in 2016 nationwide.

These types of work fatalities have doubled since 2015.

Two heart wrenching deaths occurred within our own state lines, one being the death of Ohio worker James Rogers. Rogers was killed June 2016 when the trench walls collapsed. He worked for KRW Plumbing and was laying piping in a 12-foot deep trench before it collapsed.

OSHA investigations identified that the employer, KRW Plumbing, did not follow trench safety precautions.

Safety standards based on OSHA guidelines states that trenches greater than 5-feet deep must provide cave-in protection.

Additional trenching and excavation safety requires based on OSHA rules include:

  • Trenching boxes or shoring should be used to protect workers in trenches deeper than 5 feet
  • Excavated soil and heavy machinery should be kept away from the edges of the trench
  • Trenches must be inspected at the beginning of every shift and after every rainfall
  • Atmospheric hazards should be tested, including hazardous fumes, toxic gases and low oxygen levels
  • Excavation sites should be inspected and monitored by what is called a “competent person”, such that this person can identify and manage safety hazards at a site
  • Sites should have safety access such as steps, ladders or ramps that will assure safe exit routes for workers

Trench accidents have a low survival rate for workers.

One cubic yard of soil, according to experts, can weigh approximately the same as a small vehicle. If a trench collapses on a worker, the 1 cubic yard is about 3,000 lbs.

With that said, it is imperative that injured workers or family members hold employers accountable when there are any safety violations resulting in serious harm. If you or a loved one have been made victim of failed safety procedures in the workplace, you need to call me today.

As your Ohio workplace accident attorney, I’ll be there for you, and I’ll Make Them Pay!®

Author: Tim Misny | For over four decades, personal injury lawyer Tim Misny has represented the injured victim in in birth injurymedical malpractice, and catastrophic injury/wrongful death cases, serving “ClevelandAkron/CantonColumbusDayton and neighboring communities.” You can reach Tim by email at misnylaw.com/ask-tim-a-question/ or call at 1 (877) 944-4373.

The Importance of Reporting Safety Hazards at Work

Share Button

The last few years have shown significant change in Ohio workplaces. This past August, OSHA raised safety violation fines to employers by 78% in an effort to urge workplace safety. Additionally, recent statistics show a decrease in Ohio work injuries.

Between 2010 and 2014 there was a 16.7% decrease for workplace incidents in Ohio private-sector jobs.

The national average in those years was just half of that, sitting at an 8.6% decrease for national workplace injuries. Based on these numbers, what does this mean for workers?

Workplace safety is becoming the top priority it should be!

Not only is it important to stress this among employers, but it just as important for workers to demand safe work environments and for their companies to be held accountable as needed.

Here are 3 tips for employees to push safety precautions in their workplace:

  1. Notify the supervisor or manager of any faulty equipment or dangerous materials that could result in serious injury.
  2. Make sure any injuries or illnesses are reported and documented with your employer.
  3. File a safety & health complaint with OSHA—all complaints are anonymous and taken seriously.

Any safety violations or questionable hazards should be reported and documented. Without these documented issues, all workers could be at higher risk for workplace injuries. Protect yourself and other workers by following the above 3 safety precaution tips.

If you or a family member was injured on the job due to negligence, you will want to discuss it with an experienced attorney. Call me today for a free consultation.

As your Ohio workplace accident attorney, I’ll be there for you, and I’ll Make Them Pay!®

Author: Tim Misny | For over four decades, personal injury lawyer Tim Misny has represented the injured victim in in birth injurymedical malpractice, and catastrophic injury/wrongful death cases, serving “ClevelandAkron/CantonColumbusDayton and neighboring communities.” You can reach Tim by email at misnylaw.com/ask-tim-a-question/ or call at 1 (877) 944-4373.

Are There Anti-Retaliation Laws that Protect Ohio Workers after Filing a Workers Compensation Claim?

Share Button

Being injured on the job can be stressful no matter what profession you’re in. Many people who call my office, however, have one specific matter on their mind—can their employer sue them in retaliation of them filing a worker’s compensation claim for their injury?

In the state of Ohio, employers cannot take punitive actions against an employee for filing a workers compensation claim after they’ve suffered a workplace injury.

If you have filed a worker’s compensation claim for an injury that occurred on the job and you fear your employer will fire you due to this, it is important to understand your rights as an Ohio worker.

OSHA, under the Affordable Care Act, notes that all employees are protected from retaliation.

Retaliation is “not limited to firing”, but can also include:

  • Laying off
  • Denying benefits
  • Denying overtime
  • Reducing hours
  • Reducing pay
  • Intimidation
  • Threats
  • Blacklisting

If you or a family member feels that the employer has retaliated against you and violated your worker rights, you have 180 days from the action to file an action in the county common pleas court.

Over the years practicing as a workplace accident attorney, I have consulted with many injured workers who fear retaliation after filing a workers’ compensation claim.

If you’ve been hurt on the job, do not hesitate in calling me.

Work-related accidents can quickly become unmanageable without an attorney and could result in you or a loved one being taken advantage of by the employer. Call me today for your free consultation.

As your Ohio workplace accident attorney, I’ll be there for you, and I’ll Make Them Pay!®

Author: Tim Misny | For over four decades, personal injury lawyer Tim Misny has represented the injured victim in in birth injurymedical malpractice, and catastrophic injury/wrongful death cases, serving “ClevelandAkron/CantonColumbusDayton and neighboring communities.” You can reach Tim by email at misnylaw.com/ask-tim-a-question/ or call at 1 (877) 944-4373.