Today I received a disturbing phone call from a potential client.
She told me a week ago she was involved in a bad car accident. The very next day an insurance claims adjustor came to her house and got her to sign a release for a full settlement and accept a paltry check of $800.
A few days later she started to develop numbness and tingling in her legs. Recently she has become incontinent. The doctors informed her that she has a severe herniated disc in her lower back which is impinging upon nerves that control her bladder and legs.
She does not have health insurance and she is unable to work because of this tragedy.
Sadly, there is nothing that I can do to help her.
The lesson here is if you or a loved one are involved in a car accident, DO NOT under any circumstances accept a full and final settlement offer. You need to get checked out by qualified, caring medical professionals.
If this woman would have gone down that road, the battery of tests administered most assuredly would have detected the herniated disc and her medical bills and lost wages would have been covered in addition to receiving significant compensation for this lifelong, permanent, debilitating injury.
Please know that an insurance claims adjuster is not to be trusted under any circumstances.
Their interests are diametrically opposed to yours. In my 34 years of representing the injured victim, I have seen insurance claims adjusters secretly record people, get them to make statements against their interest, and feed them misinformation in effort to torpedo the client’s case.
When you or a loved one are made a victim, your very first call immediately should be to me. I will meet with you and your family at a time and place that is most convenient for you. I will personally lay out the strategy in course of action.
In essence, I will shoulder all of the legal concerns which will enable you to and/or your loved one to focus 100% on your physical recovery.
Once you retain my services, virtually all communication with the insurance company must go through my office. Immediately, I will start to lay the proper foundation for proving your case; oftentimes the same day I am retained, I engage an Accident Re-constructionist to physically go to the accident scene so that he may obtain critical information such as witness statements and photographs.
As the lovely woman I spoke with today learned the hard way, never ever trust an insurance claims adjuster and—in fact—never ever engage them in conversation.
They are heartless, calculating, and downright despicable how they take advantage of people.
Insurance companies are all about profit. Their business model is simple: take in premiums, invest that money in the marketplace, and make record profits. And when it comes time to pay out on a claim, they choose to either deny the claim in its entirety or pay a fraction of its true value.
If you were recently involved in a car accident, call me before speaking with an insurance claims adjuster.
As your Ohio car accident attorney, I’ll be there for you, and I will Make Them Pay!®
Author: Tim Misny | For over four decades, personal injury lawyer Tim Misny has represented the injured victim in in birth injury, medical malpractice, and catastrophic injury/wrongful death cases, serving “Cleveland, Akron/Canton, Columbus, Dayton and neighboring communities.” You can reach Tim by email at misnylaw.com/ask-tim-a-question/ or call at 1 (800) 556-4769.