What are the financial obstacles in a catastrophic injury case? (Getting Legal #141)

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When someone is involved in a bad accident, their whole world is turned upside down and everything good is shaken out.

Because of severe and permanent physical injuries, many of my clients are unable to work, and thus starts the financial domino effect.

Due to the fact that my client is unable to work , they are unable to pay his or her mortgage, car, credit card payment, and other basic obligations such as utility and grocery bills.

One of my jobs in representing a client is to stop the financial downward spiral. There are many things that I could do. First and foremost, I will contact each and every creditor and send them a letter of protection. A letter of protection is a written guarantee that the creditor will be paid out of the proceeds out of the personal injury settlement.

Additionally, I can access medical payment provisions in my client’s automobile insurance policy. Most auto policies have medical payment allotments ranging from $1,000 to $10,000. When the case settles, my client’s automobile insurance company is reimbursed the amount that they paid out.

A third source is accessing money from a variety of companies that specialize in loaning clients money in personal injury cases.

My office will assist in this application process to ensure that it is done in an expedient fashion. Moreover, I will protect my client to make sure that the terms and loan agreements are fair and equitable.

It is very important for me to provide this financial safety net for my clients in their time of need. Once I establish that, my client can now focus in on getting well and resuming as normal as a lifestyle as possible.

If you or a loved one has been involved in an accident and wish to discuss with me these and other critical issues, it would be my pleasure and privilege to personally meet with you at a time and place that is most convenient.

If I agree to take your case, I am happy to give you my direct dial cell phone number because many of my client’s needs and concerns do not conveniently fall in the traditional nine to five parameters.

Please know that if you or a loved one are made a victim of a bad accident, I will be there for you, and I will hold those responsible accountable by “making them pay.”

Be sure to watch “Getting Legal” every Friday morning at 7:55 AM on CBS 19 Action News, Cleveland.

Summary
What are the Financial Obstacles in a Catastrophic Injury Case?
Title
What are the Financial Obstacles in a Catastrophic Injury Case?
Description

Listen to Tim Misny talk about catastrophic injury cases, and how he can help you obtain financial assistance during this very difficult time.