How Autonomous Vehicles Can Change the Car Insurance Industry

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If you asked any licensed driver 10 years ago about the possibility of self-driven vehicles, they most likely would look at you like you had two heads.

The evolution of technology in the last 10 years—even in the last several years—is astonishing. The human race has made incredible strides; whether it is in the medical field, consumer goods, or the auto industry, change is inevitable.

The future of self-driven cars is not an unfathomable idea to auto companies like Ford and Tesla Motors.

Both companies have been working to improve and complete autonomous vehicles. Autonomous vehicles are self-driven vehicles that remove any need for human conduction. With that idea in mind, what will this mean for car insurance policies and car accident claims?

Numerous states in the U.S. have already begun creating legal guidelines for manufactures. In the state of Ohio, several lawmakers created House Bill 608 in an attempt to regulate autonomous vehicles on Ohio roadways.

This new bill will regulate autonomous vehicles by banning private owners from operating them on roadways until vehicle safety can be fully determined.

The goal is to enforce vehicle safety and find a liability medium for the manufacturers and other drivers.

“Financial responsibility requirements” would include discussing the manufacturers’ compliance on liability coverage (proof of insurance), vehicle operation safety requirements, and additional legislative actions if necessary.

If these steps are not taken, the possibility of higher accidents and more people without insurance coverage can have severe consequences.

Change is inevitable. Rather than fighting this technological advance, it’s time to embrace it by setting up legislative actions and safety guidelines that will benefit both drivers and the industry’s future advances.

As your Ohio catastrophic injury attorney, I will be there for you and I’ll Make Them Pay!® 

Author: Tim Misny | For over four decades, personal injury lawyer Tim Misny has represented the injured victim in in birth injurymedical malpractice, and catastrophic injury/wrongful death cases, serving “ClevelandAkron/CantonColumbusDayton and neighboring communities.” You can reach Tim by email at misnylaw.com/ask-tim-a-question/ or call at 1 (877) 944-4373.

4 Tips on Safe Driving in Ohio Winter Weather

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Ohio is an unpredictable state when it comes to the weather. On this very day in mid-November, the sun is shining and temperatures have been remaining at a study 45-50 degrees.

However, the Ohio Department of Transportation and Ohio drivers know it’s better to prepare sooner rather than later.

Rather than waiting for winter to hit, here are 4 tips on preparing for driving in winter weather:

  1. Consider putting snow tires on your vehicles. Depending on where you live and what kind of car you drive, it could be beneficial to get snow tires on your vehicle before the snow comes.
  2. Keep a safe distance from snow plow trucks. Many drivers think they’ll be safest following a snow plow, but oftentimes they tail too closely resulting in a rear-end collision.
  3. If your windshield wipers need to be on, so should your headlights. Snowfall can often make it darker and less visible for drivers so turning your headlights on in heavy snowfall can reduce risk of an accident. If the weather is severe, drive with hazards on or pull to the side of the road.
  4. Always travel with safety equipment in case your car breaks down in a snow storm. If case of an emergency, it’s important to keep the following in your vehicle: emergency first aid kit, blanket(s), flashlight, and water.

In 2015 there were 302,307 car accidents—out of the total number, 110,550 motor vehicle accidents occurred in the months of November, December, January and February.

Nearly half of Ohio accidents in 2015 occurred in a 4-month span.

Winter driving is nothing to joke about. Whether you’re a seasoned driver, a teen driver, or new to snow regions; follow these 4 tips to keep yourself and other drivers safe this winter.

The cold months have a higher average of car collisions in Ohio and a high number of accident fatalities than any other month of the year. When you get behind the wheel during those winter months, always be aware and drive with caution. If you or a loved one was injured due to a negligent driver, don’t hesitate and call me today.

As your Ohio car accident attorney, I’ll be there for you, and I will Make Them Pay!® 

Author: Tim Misny | For over four decades, personal injury lawyer Tim Misny has represented the injured victim in in birth injurymedical malpractice, and catastrophic injury/wrongful death cases, serving “ClevelandAkron/CantonColumbusDayton and neighboring communities.” You can reach Tim by email at misnylaw.com/ask-tim-a-question/ or call at 1 (877) 944-4373.

5 Injuries That Make Thanksgiving Day the Most Dangerous Holiday

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Thanksgiving is a day dedicated to our family, friends, and thankfulness for the lives we live. While it is meant to show our appreciation for our loved ones and health, it is also considered one of the most dangerous holidays in the United States.

Thanksgiving Eve is notoriously known for its high number of drunk drivers on the road due to amount of college students home for the first full holiday vacation. Additionally, there overall number of drivers on the road rises greatly as a result of holiday travel.

However, Thanksgiving Eve accidents do not even account for the statistics of Thanksgiving Day accidents and injuries.

Thanksgiving Day was declared by Forbes as the most dangerous holiday in the U.S.

Although the statistics from Forbes’ article was from 2009, recent studies and interviews with emergency room directors show that Thanksgiving Day is typically an ER’s busiest day of the year.

Many only think of motor vehicle accidents as the top suspect for these dangerous injuries, but there are many other culprits playing a part in the holiday’s notoriety.

The National Safety Council, the CDC, and several emergency doctors attribute the following injuries to Thanksgiving activities:

  • Motor vehicle accidents: Increased number of travelers as well as impaired drivers lead to a higher risk of vehicle injury/fatality.
  • Kitchen fires: From 2011 to 2013 there were approximately 2,100 residential kitchen fires on Thanksgiving Day in the U.S. Whether it is due to turkey deep fryer grease, commotion in the kitchen, or distraction from kitchen equipment, kitchen fires can be deadly.
  • Food poisoning: The CDC estimates 1 in 6 Americans suffer from food borne illnesses in a year. Experts suggest storing leftovers immediately and properly, thawing the turkey on the counter should be avoided and using gloves while preparing food.
  • Overeating: We don’t hear often that overeating is dangerous, but on holidays with large meals and high in sodium, it can be especially dangerous for people with diabetes, heart conditions, or high blood pressure. Be smart about portions and don’t overdo it.
  • Preparation injuries: These injuries are common in ER’s on Thanksgiving. They can include severe lacerations from using knives, deep fryer burns to the body, and slip and falls.

Whether you are traveling to a loved one’s home or hosting the holiday dinner in your own home, be safe on this day of thanks! If you or a loved one was injured due to another’s negligence, call me immediately.

As your Ohio catastrophic injury attorney, I will be there for you and I’ll Make Them Pay!® 

Author: Tim Misny | For over four decades, personal injury lawyer Tim Misny has represented the injured victim in in birth injurymedical malpractice, and catastrophic injury/wrongful death cases, serving “ClevelandAkron/CantonColumbusDayton and neighboring communities.” You can reach Tim by email at misnylaw.com/ask-tim-a-question/ or call at 1 (877) 944-4373.

What Constitutes a Wrongful Death Claim in the State of Ohio?

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Understanding the legalities of personal injury claims can be tricky, especially when it comes to filing a wrongful death claim. In legal terms, a wrongful death claim is defined as “a person’s death caused by the neglect, wrongful act, or default of another”.

If a loved one recently passed away and negligence may have played a part in that person’s death, how can a family determine if the negligent party can be held accountable?

There are several types of wrongful death causes, but the best way to determine if a claim can be filed is to contact a wrongful death attorney.

Here are 4 different areas that a wrongful death claim may be plausible for:

  1. Motor vehicle accidents. If a family member was killed in a car or trucking accident by a negligent driver, there may be grounds to pursue a wrongful death claim against that driver.
  2. Pedestrian accidents. These incidents can range from pedestrians crossing in a crosswalk, bicyclists, or tending to a disabled roadside vehicle. If a pedestrian is struck and killed by a motorist, that motorist may be liable for the person’s death.
  3. Medical malpractice. This can vary from a surgical error, lack of treatment, misdiagnosis, or negligence care by a medical professional leading to a death.
  4. Workplace accidents. In 2014 and 2015 there were approximately 180 workplace fatalities in the state of Ohio. In some cases, a worker’s death may be due to negligence in the workplace.

The loss of a loved one is an emotional experience, especially if that loss was potentially caused by another person’s negligence such as the previously mentioned conditions. The last thing any family member wants to think about is filing a lawsuit, but it is important to understand the statute of limitations for these claims.

In the state of Ohio, the decedent’s family has two years from the date of death to file a wrongful death suit.

If you are unsure about the process of filing a claim, whether you have a case or not, or if a possible case is still within statute, do not hesitate to contact an experienced attorney. Call me today for a free consultation.

As your Ohio Wrongful Death lawyer, I’ll be there for you, and I’ll Make Them Pay! ®

Author: Tim Misny | For more than 34 years, personal injury lawyer Tim Misny has represented the injured victim in birth injurymedical malpractice, and catastrophic injury/wrongful death cases, serving “ClevelandAkron/CantonColumbusDayton and neighboring communities.” You can reach Tim by email at misnylaw.com/ask-tim-a-question/ or call at 1 (877) 944-4373.